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Water Damage Assessment

There is a very good reason for paying homeowners insurance because you never quite know when water damage can strike. When something as severe as water damage takes over your house, you need to report the damage to your insurance company immediately. You should carefully explain to the insurance representative, the exact situation, and how the damage occurred. Insurance companies are very quick to dismiss a false claim, so it’s crucial that you’re aware of what your policy covers. For example, you are generally covered for any water damage incurred to your basement and personal property. Flood damage is not covered by home insurance. You need to be extra careful when mentioning the word “flood” when filing a claim, since flood damage is a separate policy altogether. If you live by a river or lake, it would be in your best interest to get a good flood insurance plan. You really don’t want to take any chances if you live an area that is susceptible to flooding.

Flood insurance can be relatively inexpensive, and it’s absolutely essential that you select the right policy. Flooding can not only cause a tremendous amount of heartache and pain, it can also wind up costing you a fortune on out of pocket expenses. You can easily avoid the enormous personal financial loss due to flooding, with flood insurance. Although homeowners insurance covers water damage, you may have to pay out of pocket if an appliance breaks, like a washing machine. You might need to purchase replacement parts out of your own pocket if they weren’t maintained correctly. You should always check your warranty with the appliance company, and make sure you choose a good quality company. Keep in mind that your insurance company can easily deny a claim if you don’t perform the necessary maintenance that would prevent the accident. The golden rule is to always report your claim as accurately as possible, and be fully aware of what your policy covers.

Who to Call in an Emergency?

If you’ve experienced any form of water damage, you’re going to need a professional water restoration company to help you out before you can file that insurance claim. At 911 Restoration, we specialize in water removal and flood damage repair. We work with the most qualified technicians that operate 24/7, in case of any emergencies. We’ve been helping our satisfied clients restore their homes back to normal for quite a while. Our reputation is built around our customer satisfaction, which can be found in our testimonials section. We offer the most competitive prices, and provide you with the highest quality service. Don’t let the water damage accumulate, it could be too late by then. Give us a call today, and let 911 Restoration come to your rescue!